This page discusses the financial burden of car damage from collisions, especially when the at-fault driver is uninsured. It also explains collision theory, highlighting that reactant particles must c...This page discusses the financial burden of car damage from collisions, especially when the at-fault driver is uninsured. It also explains collision theory, highlighting that reactant particles must collide with adequate energy and orientation to produce products; ineffective collisions do not result in new materials, while effective collisions do lead to product formation.